The Retirement Smith logo
540-371-9777
Meet With Us
  • Home
  • Our Company
  • Services
    • Auto Insurance
    • Commercial Insurance
    • Home Insurance
    • Income Planning
    • Insurance Solutions
    • Long-term Care
    • Life Insurance
    • Social Security
  • Videos
  • Blog
  • Contact Us

The Insurance Smith

  • Our Company
  • Contact
  • Client Login
  • Get Your Risk Score

Welcome to The Insurance Smith


Welcome to The Insurance Smith Agency LLC. We are a team of professional and experienced insurance experts in Virginia ready to listen to your insurance needs and offer viable solutions. We truly understand the value of insurance in your life, and that is why we are here to offer you nothing but the best service. We underwrite the following insurance policies:

Auto Insurance

Nobody expects to be in an automobile accident, even though car accidents are a common occurrence in modern society. You don’t want to trust to luck when it comes to something so important, and you also don’t want to overpay when you don’t have to. If you have any questions or want to talk about your options regarding Auto Insurance policies, please feel free to contact The Insurance Smith Agency LLC Auto Insurance today.

Learn More »

Commercial Insurance

Business owners in Virginia need commercial insurance to protect their businesses and their employees from unforeseen circumstances. Since every business is different, you need the help of a knowledgeable agency like Insurance Smith Agency LLC to help you understand the kind of risks that your business faces and the coverage options that would suit it.

Learn More »

Home Insurance

Legally, you’re not required by law to take up this policy in Virginia but mortgage companies won’t offer a home loan when you choose not to get it. Many require that you buy a policy that at least covers everything you own on your property. Once you start paying your premiums, insurance providers like Insurance Smith Agency LLC will protect you by taking up the cost of loses due to injuries, death or damages caused by a covered risk.

Learn More »

Life Insurance

Life insurance may provide peace of mind for the policyholder that their loved ones will be taken care of financially in the event that they pass away. It can also offer a number of benefits that may make it a valuable tool.

Learn More »

Income Planning

Income planning for retirement can be a daunting task for many retirees because there is a lot to learn. At The Retirement Smith, we are here to help you navigate throughout each of the three income planning phases – accumulation, distribution, and preservation or transfer – and to help you make sense of the most tax advantaged vehicles to accomplish your retirement income goals.

Learn More »

Social Security

At The Insurance Smith, we help our valued clients develop a clear understanding of their Social Security benefit, and both educate and inform them on the right time to start accepting their benefit.



Learn More »

Get A Quote

    Our Services

    • Auto Insurance
    • Commercial Insurance
    • Home Insurance
    • Income Planning
    • Insurance Solutions
    • Life Insurance
    • Long-term Care
    • Social Security

    Our Company

    • Our Company
    • Contact
    • Client Login
    • Get Your Risk Score

    Contact Us

    P: 540-371-9777
    F: 540-371-4322

    jeff@theinsurancesmith.com
    scott@theinsurancesmith.com
    mendy@theinsurancesmith.com
    caitlin@theinsurancesmith.com
    tamara@theinsurancesmith.com

    Our Location

    The Retirement Smith
    520 William St. Suite E,
    Fredericksburg, VA 22401
    Get Directions

    All written content on this site is for information purposes only. Opinions expressed herein are solely those of The Retirement Smith LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered through The Retirement Smith LLC, a Registered Investment Advisor in the State of Virginia. Insurance products and services are offered through The Insurance Smith, an affiliated entity. Neither entity is affiliated with or endorsed by the Social Security Administration or any government agency.

    The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Missouri or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

    Exclusive rights to this material belongs to GPS. Unauthorized use of the material is prohibited.